Our Mission is to eliminate financial uncertainty for retirees. We empower our clients with exact numbers they need to live confidently, and then work to increase lifetime spending while leaving the legacy they desire.

LifeSpend Planning was created by Tim Schiltz over the past 25 years while he was personally planning for his own retirement. Tim is a strategic insurance and retirement services executive with over 40 years of global leadership across the U.S. and Asia-Pacific markets. He has a proven track record of building, scaling, and turning around life and annuity businesses under complex regulatory, financial, and cultural conditions. He has extensive experience in M&A, joint ventures, product innovation, and distribution strategy. He has been recognized for board-level governance, crisis management, and long-term value creation. His deep actuarial and financial expertise paired with commercial execution across multinational platforms was integral in the design of the LifeSpend Planner algorithm.

LifeSpend Planner is a PLLC licensed with the state of Florida.

LifeSpend Planner is licensed to sell annuities and life insurance policies nationally, is fully up-to-date on continuing education requirements, and is appointed with multiple life insurance companies.

LifeSpend Planner is insured for Errors and Omissions in the amount of $1,000,000 per incident and $3,000,000 in aggregate through the Continental Casualty Company