Take Control of your Retirement Assets - or Someone Else Will
Without an intentional spending strategy, many retirees underspend out of caution. The result is often unplanned outcomes - larger-than-expected estates, unnecessary taxes, and assets that benefit heirs or the government more than the retiree.
LifeSpend Planner helps answer the question most traditional plans never fully address:
How much can you safely spend—confidently—without worrying about running out of money?
By focusing on the decumulation phase of financial planning, LifeSpend Planning helps you:
Determine sustainable lifetime spending
Coordinate withdrawals across taxable, tax-deferred, and tax-free accounts
Reduce lifetime tax exposure
Balance enjoyment today with legacy goals tomorrow
This approach can complement traditional financial planning or stand on its own. Either way, it puts you back in control of how—and when—your retirement assets are used.
Because if you don’t decide, the outcome will be decided for you.
Let us show the worry-free method to fully utilize these assets.
Our Approach
Current LifeSpend Plan
We personalize your financial journey with a holistic view of your current LifeSpend plan. Only by looking at all sources of future income can you best understand how much you can spend based on your desired legacy, lifestyle goals, and risk tolerance. Initial Setup as low as $2500 - which includes one free quarterly follow-up session.
Analyze and Implement Strategies for LifeSpend Plan
We analyze your current LifeSpend Plan and offer alternative strategies to increase the potential amount of money you will be able to spend each month or leave as a legacy to your loved ones. As the ability to earn income from new sources is more limited in retirement, we focus on your current asset allocation and make sure much of your income is guaranteed to be there when you need it.
LifeSpend Plan Follow up
Your needs may change over time or you may want to make a large one-time expenditure such as a new car or travel adventure. Also, external forces such as new family responsibilities, emergencies, or shifts in the economy could impact your planning. We are here every step of the way with updates to maintain your peace of mind regarding your LifeSpend plan. You can setup your reviews as frequently as you would like.
Contact Us
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