Data Privacy Statement

LifeSpend Planner – Data Privacy Statement

At LifeSpend Planner, your privacy and trust are extremely important to us. We are committed to protecting the personal and financial information you share and to using it responsibly, transparently, and only for its intended purpose.

Information We Collect

We collect only high-level financial and demographic information relevant to income planning such as:

  • Total account balances by tax status

  • Income sources by type and person receiving income

  • Age for each participant

We combine these with financial, legacy, and lifestyle assumptions to create a base plan and various stress tests.

We DO NOT ask for sensitive information such as social security, account numbers, or passwords.

We DO NOT require links to your financial information. We keep it secure in offline models and enter everything manually to keep it shielded from hackers.

What types of thing do we use your Data for?

  • Create and deliver your LifeSpend Plan

  • Communicate with you about your plan or related services

LifeSpend Planner focuses specifically on the decumulation phase of lifetime financial planning and may be used independently or alongside other financial planning services.

Information Sharing

We do not sell, rent, or trade your personal information.

Your data will only be shared:

  • With your explicit consent, or

  • When required by law

Any third-party tools or service providers used to support our operations are expected to maintain appropriate confidentiality and data protection standards.

Data Security

We take reasonable administrative, technical, and organizational measures to safeguard your information against unauthorized access, disclosure, or misuse. By keeping your data offline, we believe this will keep it secure.

Your Control and Rights

You may request to:

  • Review or update your information

  • Have your information corrected or deleted, subject to applicable laws

  • Withdraw consent for future use of your information

Requests can be made by contacting LifeSpend Planner directly.

Important Disclosures

This Data Privacy Statement may be updated periodically to reflect changes in our practices or legal requirements. The most current version will always be available upon request or on our website.

A LifeSpend Plan is an educational tool designed to provide a snapshot of your financial trajectory based on current data and specific assumptions. It is not a guarantee of future results. All projections regarding market returns, inflation, and longevity are hypothetical and subject to change. A LifeSpend Plan does not constitute legal, tax, or accounting advice, nor does it provide specific investment recommendations or trade execution. Because life and markets are unpredictable, plans should be reviewed regularly. The waiver of setup fees for referred parties and the provision of complimentary revisions to referrers are subject to the completion of our standard planning process and may be modified by LifeSpend Planner at any time.

Contact Us

If you have any questions about this Data Privacy Statement or how your information is handled, please contact:

LifeSpend Planner

TimSchiltz@lifespendplanner.com